πŸ‡ΊπŸ‡Έ American-Owned & Operated  Β·  Coverage starting around $1/day
1776 Funeral Defense

The 2026 Final Expense Program Most Seniors Don't Know About

A simple way for Americans 50 and older to lock in funeral and burial coverage. No medical exam. No health questions. Your rate is locked for life.

Takes 60 seconds Β· No obligation Β· No spam

β˜…β˜…β˜…β˜…β˜… No Medical Exam Rates Locked for Life 30-Day Money-Back
Question 1 10%
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Simple by design

How It Works

1

Answer a few quick questions

Tell us your age, your state, and how much coverage you want. It takes about a minute. No exam, no doctor visit.

2

See the plans you qualify for

We match you with final expense coverage from A-rated carriers. Most Americans 50 and older are approved.

3

Lock in your rate for life

Pick your plan and your rate is locked in. It never goes up, and the coverage never runs out.

Why we built this

A Promise to Your Family

The average funeral in America now costs over $9,000. When a parent passes without a plan, that bill lands on the people they love most, often in the same week they are grieving.

We started 1776 Funeral Defense on a simple belief: no hardworking American should leave their spouse or their kids holding that bill. You spent your life taking care of your family. This is one last way to keep taking care of them.

The program is built for regular people. No medical exam. No complicated paperwork. A rate that is locked for life and a payout that goes straight to your family when they need it.

The 1776 Funeral Defense TeamAmerican-Owned and Operated
What you get

Built to Protect Your Family

Guaranteed acceptance optionsCoverage available with no medical exam and no health questions.
Your rate is locked for lifeThe price you start with is the price you keep. It never rises with age.
Money goes straight to your familyThe benefit is paid directly to your loved ones to cover whatever they need.
30-day money-back promiseIf it is not right for you, cancel in the first 30 days for a full refund.

Ready to see what you qualify for?

60 seconds Β· No obligation

Questions

Common Questions

It is a type of whole life insurance built to cover funeral costs, burial or cremation, and any final bills your family is left with. The money is paid directly to the people you name.

No. There are plans with no medical exam and no health questions. Many Americans 50 and older qualify for coverage in minutes.

It depends on your age and the coverage amount you choose, but plans can start around $1 a day. You will see your real options after the quick questions.

No. Your rate is locked in for life. The price you start with is the price you keep, and the coverage never expires as long as you keep the plan.

No. 1776 Funeral Defense is a private insurance marketing brand. We are not affiliated with any government agency. We help match you with coverage from licensed insurance carriers.